For special needs families by 
fellow special needs parents! 

We pride in our purpose-driven insurance offerings. As parents of a child afflicted with Down Syndrome, we understand the challenges faced by parents caring for a child with Intellectual or Developmental Disability (IDD). To ease your burden, we have created a custom GPT using ChatGPT from OpenAI as our base. Feel free to use CareProtect™ - our custom GPT - trained to provide you educational resources required for your insurance needs. 

Please note that CareProtect™ is only for educational and informational purposes. It does not provide any financial, insurance, legal, or tax advise. Reach out to us for your personalized needs through Contact Us page. 

You may be required to create a free login and/or sign-in for ChatGPT to use this educational resource. Please read OpenAI's privacy policy carefully. America Insures™ and RISKEN Insurance Advisors, Inc. disclaim any liability related to this GPT or any related products and services. 

America Insures™
Insurance. Simplified.™

America Insures™ offers customized insurance solutions for:

  • Individuals & families
  • Special needs families
  • Small and Medium Businesses (SMBs)
  • Plaintiff-side law firms
  • Non-profit organizations
  • Local Sports Leagues

With our founders being special needs parents and serial entrepreneurs, we understand the pain-points of the segments we operate in. With a combined experience of 40+ years across financial services, management consulting, special needs services, and education sectors, our founders bring a unique value proposition powered by:

  1. Family oriented services
  2. Deep hands on experience in the segments we cater to
  3. Experience as buyers of famiily and business insurance products
  4. Inherent sense of care and service
  5. Zest to make a difference in an industry otherwise driven by $$$

We currently hold Property & Casualty license in the state of North Carolina (NPN: 21676872).

We are working hard to bring Life, Annuities and Health insurance products for our clinets (licenses pending).

We also plan to expand across AL, AR, DC, FL, GA, KY, LA, MS, SC, TN, VA, WV, and US territories of District of Columbia, Puerto Rico, and United States Virgin Islands by Q1-2026.

If you are in North Carolina and in need of insurance consultation or a free quote, reach out to us today.  

Your Trusted Insurance Broker in North Carolina

Currently licensed in Property & Casualty insurance for the state of North Carolina, we offer a growing portfolio of solutions across:
 

  1. Personal Lines – Tailored coverage for home, auto, motorcycles, boats, personal umbrella, and other personal risk exposures including insurance planning advisory
     
  2. Commercial Lines – Complete insurance packages for SMBs, including business owners’ policies, commercial property, general liability, professional liability, and workers’ compensation, supported by our proprietary technology-enabled risk assessment frameworks
     
  3. Specialized Programs – For Special Needs Families, Law Firms, Gas Stations, and Profession Services firms

Our Key Offerings

Explore our diverse range of insurance solutions designed for individuals and businesses.

Personal Lines Insurance

Tailored coverage for home, auto, motorcycle, boats, RVs, umbrella and more

Commercial Lines Insurance

Comprehensive insurance and risk management solutions for Small and Medium Businesses (SMBs)

Special Needs Programs

Focused insurance solutions for unique needs of a Special Needs Family and their caregivers

Professional Liability Programs

Specialized protection for Medical Practices, Plaintiff-side Law Firms, Non-Profits and Local Sports Leagues 

25+

Years of Experience

35+

Insurance Carriers

99%

Client Satisfaction

Contact us

I hereby agree that this data will be stored and processed for the purpose of establishing contact. I am aware that I can revoke my consent at any time.*

* Please fill in all the required fields.
Message was successfully sent

© 2025, RISKEN Insurance Advisors, Inc.

We need your consent to load the translations

We use a third-party service to translate the website content that may collect data about your activity. Please review the details in the privacy policy and accept the service to view the translations.